Services
Thoughtful Planning for the Life You’re Building
Education is at the center of all planning. You should understand your financial plan in a way that feels clear and approachable, not overwhelming. By breaking down complex ideas into simple, meaningful conversations, it will help you feel more confident, more informed, and more in control of the decisions that shape your future.
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Retirement Income Planning
Turn your savings into a steady stream of income designed to support your lifestyle throughout retirement.
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Estate Planning
Planning that helps you organize how your assets will be passed on, so your wishes are clear and your legacy supports the people and causes you care about.
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Risk Management
Identify and address risks such as market volatility, longevity, and unexpected life events before they disrupt your plan.
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Life Planning
Goal-based planning built around your real life, helping you adapt to change while keeping your finances aligned with what matters most.
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Long-Term Care Planning
A proactive plan to prepare for future care needs, helping protect your assets and giving you more control over how and where you receive care later in life.
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Tax Planning
Create a strategy for drawing income from your accounts in a way that helps reduce unnecessary taxes over time.
“Their attention to detail and commitment to quality truly stood out. Every detail was thoughtfully executed. We're thrilled with the outcome—we’ve already recommended them to others.”
— M&L H from Texas
Our Process
Schedule a discovery call
Book a short conversation to discuss your goals and see if our approach fits your needs.
Develop your strategy
We'll look at your financial picture together to replace uncertainty with a clear plan for your future.
Retire with confidence
Once your plan is in place, move forward knowing your essential income is protected for life.
Get started today
No commitment — just a conversation.At Intelligent Diversfied Financial, we believe your financial life should feel clear, organized, and working toward your goals.
Many people have done everything right, yet still feel uncertain as life evolves or retirement approaches. Accounts are scattered, decisions feel heavier, and it is hard to see how everything fits together.
Without a clear plan, it is easy to second guess decisions or miss opportunities. Our role is to simplify that complexity, bring everything into focus, and help you move forward with confidence.
Your Financial Life
Why Choose Us
Founded in 2008, Intelligent Diversified Financial, LLC (I.D. Financial) is a boutique financial planning firm based in Bothell, Washington. Paul Doak began his career in 1996, bringing decades of experience to the women and families he serves today.
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As fiduciary advisors, your best interest is always our priority—period. We’re deeply committed to giving thoughtful, transparent guidance so you can make decisions with confidence, not second-guessing.
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We’re not tied to any one company or product. That independence allows us to thoughtfully explore strategies that align with your life—whether you’re planning for retirement, navigating a major transition, or simply seeking more clarity around your finances.
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You don’t need a background in finance to feel in control of your future. We take the time to explain things in plain, straightforward language—so you feel informed, empowered, and comfortable every step of the way.
At I.D. Financial, our goal is simple: to create a space where you feel heard, supported, and confident about what comes next.